Last night I received a phone call to call my financial institution in the morning regarding my account. I belong to a credit union so for them to be automating a message in the evening, I was sure that it was a scam. Today I was trying to order Christmas presents online and I received a message that my card had been declined, to try a different. Nearly everyone that knows us knows that we do not have credit cards. No, I do not have another card to try. Okay, maybe that phone call was not a scam. I contact our financial institution. I was asked if I was trying to make a purchase from Madrid, Spain. Um, let me think about that, NO!!! Luckily they declined the charge but now my debit card has been cancelled. I am unsure how many of our bills are automatically deducted from it. This evening will be spent checking on that. Did I mention that my husband is out of town in New York? Thankfully it was only my card and that his is still working. Wouldn't he have been surprised?!?! Now it is going to take 7-10 business days for me to receive my replacement card and, if I need any money for the next couple days, I will need to go withdraw it as many places do not accept checks anymore. I am grateful that they were unable to withdraw money from our account. It will just make it a little difficult to make purchases for the holidays. There is always a bright side to everything.